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The liquidity platform that turns your treasury into a strategic advantage
Biton implements Kyriba, the liquidity management platform with the largest bank connectivity network on the market, so your finance team stops chasing data and starts making decisions with it.
From bank connectivity to financial decisions
Kyriba organises treasury into four movements. With Biton as your implementation partner, each one translates into concrete capabilities within your daily operations.
The first step of any modern treasury: data stops living in bank portals and spreadsheets, and starts flowing on its own.
Bank connectivity
- Direct communication with every bank in the group.
- Time saved and manual tasks reduced.
Accounting automation
- ERP integration to record movements and financial products.
- Less administrative burden, more time for high-value work.
Once connected, treasury needs to be shielded: less surface for error, fraud and market surprises.
Secure payments
- Full control of all payments from a single place.
- Fewer errors, less fraud and more agility.
Financial risk
- Anticipate currency and interest-rate movements.
- Better financial decision-making.
With data connected and protected, treasury can look forward instead of reacting at month-end close.
Cash positions
- A view of cash, investments and debt by account, country and entity.
- Data updated instantly, no surprises.
Cash forecasting
- Planning of future cash inflows and outflows.
- Better financial planning, fewer liquidity squeezes.
The final stage: liquidity that is already visible and protected starts working harder, within the group and with suppliers.
Intercompany management
- Manage money between subsidiaries as if they were internal accounts.
- Lower financing costs and better control.
Working Capital
- Solutions such as digital supply chain finance and factoring.
- Free up liquidity and strengthen supplier relationships.
Treasury stops looking in the rear-view mirror
According to Gartner, 90% of finance functions will deploy at least one AI-enabled solution by 2026. In treasury, that means moving from a hand-built quarterly forecast to a projection that updates itself with every bank movement.
Rule-based automation
Repetitive tasks solved with fixed rules: simple reconciliations, basic alerts. The foundation everything else builds on.
Assisted insights
Predictive models cross history, forecasts and market variables to anticipate cash or detect anomalies. People still decide.
Complex orchestration
An agent manages end-to-end processes across ERP, TMS and banks. The team steps in only at key milestones or exceptions.
Multi-agent cooperation
Several specialised agents — treasury, payments, fraud, accounts payable — cooperate with each other and escalate only what truly requires human judgement.
Dynamic cash forecasting
Crosses collections, payments, history and market context, recalculating with every movement instead of waiting for month-end.
Automatic bank reconciliation
Matches actual collections and payments against forecasts and posts the movement to the ERP without manual intervention.
Fraud and anomaly detection
Learns the usual behaviour of each account and raises alerts for payments or movements that break the pattern.
Continuous cash monitoring
Watches connected accounts around the clock and sends contextualised alerts on incidents, instead of someone hunting for them by hand.
Intelligent debt tracking
Reviews payment calendars, generates amortisation schedules and reconciles bank charges against contracts automatically.
Action recommendations
Suggests when to bring collections forward, renegotiate terms, invest a surplus or activate financing, with a person validating every decision.
Kyriba TAI: the agentic AI Biton implements
Kyriba embeds TAI, its agentic intelligence layer, directly on top of the treasury data already connected. Biton configures it as one more layer of the project, not a separate tool: it leverages the same bank and ERP connectivity already deployed in the “Connect” stage.
With supervision, not on autopilot
Each automation level is activated with limits and approvals defined by your team. AI prepares the decision and executes the routine; people keep validating whatever has a real impact on cash.
The whole liquidity cycle, without leaving Kyriba
The same structure Kyriba uses to organise its platform: five areas covering the financial management of a modern treasury from end to end.
Treasury
Real-time cash and position management, so you always know how much liquidity the group really has.
- Consolidated cash position by account, entity and currency.
- Short- and medium-term cash forecasting.
- Automatic bank reconciliation.
Risk management
Control of currency, interest rates, debt and investments, with traceability over every financial transaction.
- Tracking of FX and interest-rate exposure.
- Lifecycle control of every financial instrument.
- Valuations and hedge accounting.
Payments
A single point of control to issue, approve and protect all group payments, at any bank.
- Centralisation of domestic and international payments.
- Configurable signature rules and approval levels.
- Real-time detection of suspicious payments.
Connectivity
The infrastructure that joins banks, ERP systems and third-party applications into a single automated data flow.
- Bank connectivity via SWIFT, host-to-host and APIs.
- Native integration with the leading ERP systems.
- End-to-end data automation.
Working Capital
Supplier and customer financing programmes that free up liquidity without straining the supply chain.
- Digital supply chain finance and factoring.
- Dynamic discounting for early supplier payments.
- Greater visibility into the detail of every payment.
Not sure where to start?
Biton first diagnoses which of these five areas will give you the fastest return, and builds the project from there.
Request a diagnostic →The signs your treasury needs to take the leap
Regulatory pressure, rate and currency volatility, and international growth are pushing finance teams to centralise treasury sooner than planned.
- Someone on the team logs into several bank portals every morning to download statements by hand.
- The cash position is consolidated in a spreadsheet only one person knows how to maintain.
- Bank movements are posted late, or double-keyed between systems.
- Currency or interest-rate exposure is discovered after it has already hit the results.
- Each subsidiary or country runs treasury its own way, with no consolidated group view.
What changes with a liquidity platform
Replacing manual processes with a platform like Kyriba is not just digitising: it gives treasury the ability to anticipate instead of react, with data that updates itself and controls that do not depend on a single person.
Biton designs the transition so it does not disrupt daily operations, prioritising first the areas where risk or manual cost is highest.
One implementation project, four phases
Biton supports every stage of the project, from the initial diagnostic to support once Kyriba is in production.
Diagnostic
We review the current treasury structure, the banks and ERP systems involved, and the maturity level of each process.
- Map of banks and accounts
- Manual processes identified
- Priorities by risk and impact
Design
We define how Kyriba should be configured for your corporate structure, your banks and your ERP, with a clear project plan.
- Connectivity architecture
- Approval and signature rules
- Roadmap and milestones
Implementation
We configure, integrate and test each module with your team, minimising disruption to daily operations.
- Module configuration
- Testing with real data
- Training for the finance team
Adoption and support
We accompany the go-live and remain available to answer questions, adjust processes and scale to new subsidiaries or banks.
- Post-implementation support
- Continuous optimisation
- Onboarding of new entities
One data set, three different ways to use it
Kyriba adapts what it shows depending on who is looking, while keeping a single source of truth for the whole organisation.
Strategic view of liquidity
Consolidated group indicators to decide where to invest surplus, how much debt to take on and how to hedge risk, without depending on manual reports from each subsidiary.
Operational control of the day-to-day
Bank positions, payments and forecasts updated in real time, with less time spent on manual tasks and more on analysing and deciding.
One integration, not a mosaic of connections
Standardised connectivity with banks and ERP through APIs and open protocols, instead of maintaining bespoke integrations for each entity.
Results you can expect from the project
These are not generic promises: they are the direct consequences of replacing manual processes with a connected platform.
Less time on manual tasks
Bank and accounting movements reconcile themselves, freeing hours that today go into downloading statements and squaring spreadsheets.
Real group-wide visibility
A single picture of the cash position by account, country and entity, instead of reports arriving days after the close.
Less exposure to fraud
Approval rules and suspicious-payment detection that do not depend on one person’s memory or individual judgement.
Faster financial decisions
Forecasts and risk exposure available instantly, to decide on financing, hedging or investment without waiting for the close.
Before taking the step
The questions finance teams ask us most often before starting a treasury project with Biton and Kyriba.
A platform that centralises a company’s cash, payments, risk and Working Capital management, connecting directly with banks and ERP to automate processes that today are usually done by hand or in spreadsheets.
It depends on the scope and the number of banks, entities and countries involved. A project limited to one area — for example bank connectivity and payments — can move forward in weeks; a full group-wide implementation takes longer. We agree on a realistic timeline in the initial diagnostic.
Kyriba is designed to integrate with the leading ERP systems through standard connectors and open APIs. During project design we review your specific ERP and define the most suitable integration path.
Not necessarily. As a cloud platform, much of the technical maintenance is handled by Kyriba; the finance team manages the functional configuration with Biton’s support.
No. AI takes care of repetitive tasks — reconciling, monitoring, forecasting — and prepares recommendations, but decisions with a real impact on cash are still validated by a person. The goal is to free up the team’s time, not to eliminate it.
Each automation is configured with limits, approval rules and supervision levels defined by your organisation. AI can detect and alert on suspicious payments in real time, but the execution of sensitive operations keeps the controls and signatures your company decides.
Biton is a Kyriba implementation partner: we design the project around your organisation, configure and integrate the platform, train your team and provide ongoing support once it is live, as a single point of contact throughout the process.
Yes. Many projects start with the area with the highest manual cost or risk — often payments or bank connectivity — and expand to other capabilities once the first phase is consolidated.
Let’s start your liquidity journey
Tell us how you manage your treasury today and we will tell you, with no obligation, where Biton would start.